10:27 AM
How to get auto insurance
When you buy a Car New or used insurance
is one of the necessary processes, you will need it before you can drive the
car home. You pay a substantial amount of money each month to the insurance
company, and if you are like most people, you have not had an accident or made
a claim in years. Yet when you do suddenly find yourself involved in a
collision, the insurance premiums you've been paying over all those years will
finally pay off. Never drive a car without insurance. If you were in an
accident and had no insurance, you could quickly be in severe financial and
legal trouble. If you cannot get your new car insured right away, leave the car
at the dealership. Get the insurance as soon as you can and then go pick up
your car.
So if you are buying a car and
going to get Insurance for it, there will be many choices, every Insurance company
are offering new offers, discount policy. You can get easily confused to choose
the right one. It is best that you choose for the right insurance
company. If you do so, you are rest assured that you are treated rightfully as
a customer. In times of claim filing the insurance company would be there to
help you out causing you less hassle and trouble.
Many insurance companies might have
made you some great offers or you have seen some ads from Insurance Company
offering unbelievable offers. When you choose the insurance for your car, you
can consider some background checkup, comparison on prices and Insurance coverage
and other privilege online of those Insurance Company. Check on the consumer
complaint ratios. This will give you an idea about how many complains the company
has received per 1,000 claims filed. The insurance company that has the least
complain should merit your strongest consideration
If you made a mind to buy a car and
know exact car you're going to buy, call the insurance agent you choosed to get
the insurance for your car after doing background checkups and comparison, with
all the information about the car and the place or person you are going to buy
it from. After asking you several questions and getting all the necessary
information, the agent will add the new car to your existing insurance policy.
If you're at the automobile
dealership and want to buy a car and immediately drive it home, call your agent
from the dealership. Give the agent all the necessary information over the
telephone, and the agent will issue an insurance binder that is effective
immediately. This binder will serve as your insurance policy for the new car
until your agent can add the new car to your existing policy.
If you do not have an insurance
agent, the car dealer may be able to refer you to one. Chances are, though,
that the agent will not insure you over the telephone. Most agents require that
you visit them in person to fill out an application and put down a deposit. The
best thing to do is to establish a relationship with an insurance agent before
you buy a car. This is to your advantage, as the agent will have time to
research the best markets for you.
